Gordo


I bought my house by financing through the owner (Owner financing) because my credit was not great. I have never had anything repossesed or any major credit problems. Yet my credit is not all that great. I am wondering if it has to do with not financing my house through a mortgage company.

ForeverLearning@AnythingReal


I’m not interested in “Stock tips”, Mutual funds or any other hands-off investing strategies. While I do participate in 401Ks, IRAs (traditional and Roth), and taxable brokerage accounts, I believe that I need other parallel asset building activities where I have a more active role in determining the return on investment.

Investing in equities, bonds and the like leaves success up to a few corporate executives and the emotions of millions of weekend investors. I invest in companies and market sectors that I believe will grow in value, but I want more.

If you had a few thousand dollars each month to use towards increasing your financial health/wealth, how would you use it?

Again, I’d appreciate suggestions that do not include exchange based market investments. I’m looking more along the lines of a business venture. I’d most appreciate suggestions from those who are where I’d like to be (those who are financially free-a.k.a. work because they want to, not to pay the bills )

James Copper


When someone is looking for a bank loan, it means that there is something that they want to buy but are not able to buy it right then. This can be something that is tough for you to figure out, and it might be something that you need. One of the ways that people get things that they cant currently afford to pay for is to get a bank loan to cover the costs. Then they go from there. This is a great way to make sure that they can get things that they want to get, and usually it is easy to get a bank loan. You simply have to follow the process.

The first thing that you have to do to get a bank loan is to apply for one. This is a process that is going to require a lot of information on your part. First of all, you have to know what kind of loan you are looking at, and how much money you are going to need. Next you have to be sure that you are going to be able to pay back the loan, so you have to know how much you want to make payments for. Also, you have to be able to tell the bank what you need the money for, how much money you need, and how you are going to pay them back.

The process of getting a bank loan can take a lot of time, and it can be very frustrating, but it is the best way to do it. If you get loans from other places, you might run into trouble with raised interest rates, extra fees, or even with money being demanded from you that you should not have to pay. Banks are reputable organizations that can afford to loan you money and that will always follow the rules of commerce. If you go with a bank loan, there are going to be rules and regulations that you will know about ahead of time and that cannot be broken. A bank loan is really the best way for you to make sure that you are getting the money that you need, and that you are finding ways to be as productive as you can be.

There are many benefits to getting a bank loan. First of all, you are going to be able to have the money that you need to get what you want. Also, you are going to have low monthly payments that you can make. And each bank loan that you get and are able to pay off is going to put good marks on your credit score and give you a chance to look even better the next time you apply for a bank loan. Bank loans are perfect for emergencies or when starting a new business. The list of positive reasons for getting a bank loan goes on and on for miles. Quite simply, there are many good reasons to get a bank loan.

Me


guys, what do you think about investing in the silicon oasis (buying a freehold stodio or one bed room). I have to make up my mind today. prices are in the range of 320,000 AED to 390,000 …..I’m concerned about the location. it seems far from being develped anytime soon. near the internatinal city!!…any hints?
guys guys guys…first of all, there is no king there. 2nd, Dubai in 2000 has nothign to do with Dubai of 2007 (let alone 1989) the future is there. Read about it..I’m not asking about whether Dubai is a good place to invest or not, i’m asking if this specific area is a good area or not. I’ve been to Dubai so many times and it’s becoming the place where every great designer showcase their talents. There are clear laws, and since I’m a GCC national, I don’t have to worry whether I can own the apartment or not. I’m planning to rent it out, the developer of the porperty does that and give you the net. (rent – 5% fees). There are no tax in Dubai, and utlities shall be paid by the renter.

WoRDWiz


I could probably invest a bit more but I am also planning on buying 40k worth of gold, so in actuallity I have 45-50 that I want to make work for me…Please, help my fiance and I have a very successful business and dont have the timer to research things like this. Our families are also useless in this manner. they have made suggestions but I want something more along the lines of Dubai Real Estate or something…

Donald T


I need financing to purchase a 2000 379 Pete and Doonan trailor. Tractor is fully contained. Trailor has 10 side boxes with all equipment. This truck and trailor are job specific, they are specialized and the job comes with it.

boardingace


His rule #1 strategy is , “Don’t lose money.” Town translates this to making sure you have a margin of safety (i.e. buying the stock at half of what you figure the value to be). He has a book, and a website (www.rule1investor.com)

Awsome


I sell scooters, mopeds, atvs, pocket bikes, dirt bikes and accessories. I want to provide a link for financing options for our products. Our highest priced item is about 4k. Average cost is about 600 dollars. What are some good financing services? Links? Thanks.

Akhil Shahani


You’ve got a great idea for starting a new business, and the only thing holding you back is, you guessed it, lack of funding. You don’t want to borrow from family and friends and since the finance required is quite modest, no venture capital firm will bite. So, where do you go? A personal bank loan might be just what the doctor ordered.

Under what circumstances should I consider taking one?

A borrower may resort to a personal bank loan when he finds himself suddenly cash strapped, and is in need of a quick injection of funds. This is one of the most in-demand financial products, but surprisingly, not all banks offer them, as they would rather push a more profitable product like a credit card. However, for business related needs, a personal bank loan is much more suitable and offer greater flexibility. What’s more, it usually carries a lower interest rate than a credit card does.

What security will I have to offer?

A personal bank loan may be secured or unsecured. In the former, the lender will insist on some kind of guarantee that can be enforced in case of default. Typically, this takes the form of collateral – where certain assets are pledged with the lender, who will have rights to the same in case the borrower does not pay up. This poses serious challenges to a new entrepreneur, who may not have built any assets yet, and even if he has, may not be a position to place them at risk.

This is where an unsecured personal bank loan can come to his rescue. An unsecured personal bank loan has no such strings attached other than that the borrower must have a clean credit record (but you can be sure that no bank will blindly sign away their money, so be prepared for onerous scrutiny and loads of paperwork and be cautious about any personal guarantees that you may have to furnish).

I don’t think my bank will give me one.

In recent times, while the popularity of the unsecured personal bank loan has been on the rise, ironically, its supply has tightened. This has resulted in the entry of other types of lending institutions, including those that are web based, which offer low interest rates and superb service. A couple of examples are E-LOAN and America One Unsecured, but we recommend that you investigate other sources as well.

While taking a personal bank loan has its pluses, be aware that it’s not always the ideal solution. Don’t opt for one just because it seems expedient. Consider other important issues, including overall cost and alternative financing options before you go ahead.

Editor-123


Dubai is a luxurious city indeed. It is considered as one best holiday destinations in the world and is accepted as an up coming commercial hub and one of the most pleasing places to live. Dubai is the second largest city in the United Arab Emirates and a city hemmed by picturesque beauty and a modern infrastructure. Dubai has a number of hotels, clubs and resorts, which in turn has become an attraction for the customers to buy the property in Dubai to live life full size affordability. Another most important reason why people want to settle in Dubai is the intermingling culture. In other words, living together in Dubai and working in harmony with all the traditional Arabic values has made dudai a highly reputed society has resulted in a highly tolerant society.

It is really difficult to assess the pros and cons of owning overseas property, as one does not exactly know what the future may hold. Buying a property is not an easy job because there is a great stake in it. It is always advised to think twice, perhaps thrice, before moving ahead because once you already made that purchase, it is hard to refund when you find out that it is not actually the property that meets your need. Its recommended that you never take on any property purchase decision lightly.



Whichever property you want to purchase, the foremost thing you require to do ids to check the property thoroughly from all aspects so that no issue should be created after the sale or purchase of the property. Be confident enough and satisfy all your requirements regarding the property and then go ahead to purchase it.

However, buying property in Dubai is a different scenario. The appreciation of real estate in Dubai is acknowledged and so is the emergence of Dubai as a strong force in world commerce. Hence, half the worries of buying overseas property are thwarted if Dubai is the destination. However, a little caution should be exercised about taxes and other recurring expenses.

Once you have taken care of these necessities, you will always cherish your property in Dubai.